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BILL – AI-Powered Financial Operations Platform for AP, AR & Spend Management

Automate payables, receivables and employee spend in one AI-driven platform.

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BILL is an AI-powered financial operations platform that helps small and midsize businesses automate their accounts payable (AP), accounts receivable (AR) and spend & expense management from a single place. Instead of juggling multiple tools, finance and HR teams can manage vendor bills, customer invoices, corporate card spending and employee reimbursements in one connected workflow.

With BILL you can capture invoices automatically, route approvals based on your policies, pay vendors via ACH, card, check or international wire, issue corporate cards with enforceable budgets, and sync everything back to your accounting system without manual data entry.

Key capabilities

  • Accounts Payable automation
    • Automatic invoice capture and data extraction powered by AI
    • 2- and 3-way matching between invoices, POs and receipts
    • Custom approval workflows with full audit trail
    • Domestic and international payments (ACH, virtual card, credit card, check, wire)
  • Accounts Receivable & invoicing
    • Customizable, digital invoices with online payment options
    • Automated payment reminders and recurring billing
    • Real-time status tracking (sent, viewed, paid)
    • Faster cash collection and improved cash-flow visibility
  • Spend & Expense (Divvy corporate card)
    • Physical and virtual corporate cards for employees and teams
    • Real-time spend visibility across departments and projects
    • Enforceable budgets and spend controls per user, team or campaign
    • Automatic expense categorization, mobile receipts and one-click expense reports
    • Free spend-management software, with credit lines available for qualifying businesses*
  • AI and automation built-in
    • AI-enabled data entry to cut manual keying and reduce errors
    • Duplicate invoice detection and smart rules
    • Automated workflows so approvers can review and approve from anywhere
  • Deep integrations
    • Native sync with leading accounting platforms (QuickBooks, Xero, Sage Intacct, NetSuite, Microsoft Dynamics and others)
    • Connections to productivity tools and, via APIs, to the rest of your finance stack
    • Two-way sync that keeps payables, receivables and expenses aligned across systems

*Credit availability and limits depend on underwriting by BILL’s banking partners.

How HR and finance teams can use BILL

While BILL is often owned by finance, HR teams benefit directly from:

  • Travel & training expenses – give recruiters, HRBPs and people leaders their own budgets and cards, with real-time tracking of spend for hiring events, employer branding campaigns and L&D.
  • Employee reimbursements – manage out-of-pocket expenses in the same platform as corporate card spend, with clear policies and faster reimbursement cycles.
  • Vendor payments for HR tools & services – centralize payments to ATS vendors, payroll providers, training companies and benefits partners, with clear approval workflows and audit trails.
  • Support for remote and distributed teams – issue virtual cards instantly to remote employees and contractors, with granular control over where and how they can spend.

Who BILL is for

BILL is a strong fit for:

  • SMBs and scale-ups that have outgrown manual AP/AR and spreadsheets
  • Finance and HR teams that need better control over employee expenses and budgets
  • Accounting and advisory firms that want to manage AP, AR and spend for multiple clients
  • Organizations with distributed or hybrid teams and a high volume of vendor and employee transactions

Ready to see BILL in action?

Start your BILL trial Request a live demo Apply for the BILL Divvy Card

FAQs

Q What is BILL?

BILL is an AI-powered financial operations platform that brings together accounts payable, accounts receivable and spend & expense management in a single solution. It helps businesses automate invoice processing, approvals, payments, corporate card spend and employee reimbursements while keeping everything in sync with their accounting software.

Q How can HR teams benefit from BILL?

HR teams can use BILL’s Spend & Expense module and corporate cards to manage travel, recruiting and training budgets with clear policies and real-time visibility. Employee reimbursements, per-diems and remote-work expenses are captured in the same platform as vendor bills, reducing back-and-forth with finance and speeding up reimbursement times.

Q Does BILL replace my existing accounting or HR systems?

No. BILL is designed to sit on top of your existing systems and connect to them. It integrates with leading accounting platforms and can work alongside your HRIS, payroll and ATS. Finance and HR teams gain better control over payables, receivables and expenses without needing to rip and replace their core systems.

Q Is BILL only for mid-market companies, or can small businesses use it too?

BILL is built primarily for small and midsize businesses, but it also scales to more complex, multi-entity organizations. Smaller teams benefit from faster invoice processing and easier expense management, while larger organizations use BILL for more advanced workflows, multi-entity AP and tighter spend controls.

Q How long does it take to get started with BILL?

Most businesses can connect their accounting system, configure basic approval policies and start paying vendors or issuing cards in days rather than weeks. Because BILL is cloud-based, your teams can work from anywhere, and you can roll out the platform gradually by starting with AP automation or spend management and expanding over time.

Q How do we sign up via HRYP.com?

From this listing, you can start a BILL trial, request a live demo or go directly to the application page for the BILL Divvy corporate card using the buttons above. These links take you to BILL’s official website, where you can complete onboarding and discuss pricing options with their team.

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